TL;DR WHAT IS COMPREHENSIVE INSURANCE?
Comprehensive car insurance provides cover for your car for loss or damage caused by incidents such as accidents or severe weather, theft and fire, plus damage to someone else’s car or property caused by the use of your car.
It can help provide peace of mind for potentially pricey mishaps (shakes fist at cloud).
Tell me more about ROLLiN’s comprehensive car insurance?
- Covers your car in an accident, plus other people’s cars and property if it’s your fault
- Covers your car if it’s damaged by fire, hail, flood or lightning
- Covers your car if it’s stolen or vandalised
- Covers up to 10 drivers on the one policy, as long as they fit our underwriting criteria
So, what’s actually covered?
With ROLLiN’s comprehensive car insurance policy, you’re covered for loss or damage to your car from the following*:
✅ Accidental collision
✅ Fire or explosion
✅ Theft or attempted theft
✅ Vandalism
✅ Storm, Flood or water
✅ Lightning or hail
Any other benefits?
Yep. Our fave non-standard extras come standard with us. That includes*:
✅ Windscreen, sunroof and window glass damage
No excess on your first covered windscreen or sunroof damage once per insurance period.
✅ Hire car or replacement transport
Up to $80 per day for up to 21 days while your car’s in the shop being repaired for a covered incident, no matter who was at fault.
✅ Towing costs
One tow to our nearest authorised repairer following a covered incident.
✅ Lifetime repair guarantee
On repairs we authorise while you own the car.
✅ Child seats and baby capsules
Up to $1000 to replace any kids’ seats following a covered incident.
*Underwriting criteria, policy terms, limits and exclusions apply.
That’s all great. But what if I drive an electric car?
Good news! We provide cover for EVs under our comprehensive car insurance policy, which includes cover for^:
✅ Electric car batteries
✅ Charging cables
✅ Wall boxes
✅ Adapters
Leasing this equipment? Guess what, it’s still covered. Nice. Read all about it in our PDS.
^Non-import EVs under $150K only. Underwriting criteria, policy terms, limits and exclusions apply.
What happens if I’m in an accident?
Deep breaths people. We’ll help sort you out with:
✅ The costs of one tow to our nearest authorised repairer following a covered incident
✅ Hire car or transport costs#
✅ 24/7/365 claims lodgement
✅ Access to the largest repair network in Australia
✅ Lifetime guarantee on authorised repairs while you own the car
#Up to $80 per day for up to 21 days while your car’s in the shop being repaired for a covered incident, no matter who was at fault.
EXCESS EXPLAINED
BASIC EXCESS
$800
NO TRIP RECORDED
With no trip data^ recorded in the app
$1000
UNLISTED DRIVER
$3000
Log in to your account to add your mates to the policy* before you hit the road.
Basically it’s an $800 excess for listed ROLLers and $3,000 for anyone unlisted. For Safe 'n Save customers, there can be a “no trip data” excess of $1,000. Only one excess applies to each claim.
Don't know what Safe 'n Save is? Check it out here.
*Altering your policy may result in a change in premium. Only certain policy details can be changed, and some changes are subject to underwriting and acceptance criteria.
^ If you have Safe ‘n Save added to your policy, “no trip data” refers to a Listed Driver driving the car but not having the ROLLiN' app running on their phone at the time of an at fault incident. For example, the app was not logged in, or the phone with the app running was left at a different location. Find out more about how this works in the PDS and the Premium, Excess & Discounts Guide at the bottom of this page.
Tell me again the difference between comprehensive car insurance and CTP?
Policy terms, limits and exclusions apply. You can read all about the differences here.
WHY CHOOSE ROLLIN' COMPREHENSIVE CAR INSURANCE?
Monthly policies
We get it, you’ve got stuff going on. So, we won’t charge an exit fee if you need to bounce. If you suddenly feel the urge to join a horseback safari in Kenya, go for it. We’ll be here and waiting when you get home..
Easy peasy support
While we’re a digital brand, our team are very much real and ready to help you out. You’ll find answers to the most commonly asked questions here. But if you still need to chat, the quickest way to reach us is by sending us a DM or shooting us an email at support@rollininsurance.com.au.
We like winning stuff
ROLLiN’ has been awarded the 2025 Canstar award for Outstanding Value Car Insurance Australia, Mozo's Experts Choice Award for Exceptional Value Car Insurance and Exceptional Value Young Driver Insurance 2024, plus a bunch more.
